I'm a backend and platform engineer specializing in high-scale payments infrastructure, observability systems, and distributed systems architecture. I've built settlement systems moving over $200M a day, and cut settlement processing time by 75% with intelligent queuing and scheduling.
I built an RBI-compliant tokenization platform, led Tap & Pay from proof-of-concept to general availability, and introduced full observability stacks — OpenTelemetry with SigNoz, Kafka event marts, and Redis circuit breaker patterns — into high-volume platforms.
Built the merchant integration platform and shipped extensible v2 APIs, with growth features contributing to a ~20% GMV increase. Deployed OpenTelemetry + SigNoz observability, Redis circuit breakers, and a Kafka event mart; introduced AI development practices and PR automation with SonarQube in CI/CD.
Platform Engineering
Observability
Growth
JUN 2019 — JUN 2023
Backend Engineer — Payouts & Tokenization · CRED
Developed the in-house settlement system, achieving a 75% reduction in processing time, and bank payout integrations cutting per-settlement cost by ~60%. Led Tap & Pay from proof-of-concept to general availability and re-architected the merchant tokenization platform.
Payments
Settlements
Tokenization
JAN 2019 — JUN 2019
Backend Developer · Mu Sigma Inc.
Led a team of three engineers developing a Data Mart analytics tool for a Fortune Top 10 client. Implemented OAuth2/OpenID Connect SSO and built Celery + RabbitMQ task schedulers.
Python
OAuth2
RabbitMQ
JUN 2016 — JAN 2019
Software Developer · Cracku
Developed REST APIs using Django with multi-PostgreSQL database redundancy and built a real-time analytics platform with Firebase, reducing mobile app size by 50%.
Django
PostgreSQL
Firebase
SEP 2015 — MAY 2016
System Engineer · Infosys Limited
Developed employee separation management tools and internal communication portals.
Internal Tools
SEP 2011 — MAY 2015
B.Tech — Electronics & Telecommunication · NIST
Bachelor of Technology in Electronics & Telecommunication engineering, graduating with a CGPA of 8.3.